Qualifying for Rental Assistance
The United States Department of Housing and Urban Development (HUD) is able to provide rental assistance to eligible individuals who apply for the rent break and meet the mandated requirements.
Rental Assistance was developed to provide manageable assistance to individuals who can’t entirely afford/subsidize their rent. The assistance is designed to prevent these individuals from sinking into a deep level of poverty that is hard to escape and maintain. By having access to Rental Assistance, they stand a chance to locate better work, different jobs, and coordinate a long-term professional growth plan with counselors and government officials.
Similar to Public Housing, Rental Assistance is used to refer to a building or apartment already lived-in by the applicant who is unable to, month after month, afford the rent. Public Housing, on the other hand, refers to apartments and houses owned by a landlord and brought under the control of local housing agencies (HAs) for individuals with no homes at all. These applicants are then placed in the Public Housing units as they work to develop a new sustainable plan.
In order to qualify for Rental Assistance, the applicant’s rent, referred to as the Total Tenant Payment (TTP), is based on their family’s anticipated gross annual income less deductions, if any. HUD regulations allow HAs to exclude from annual income the following allowances: $480 for each dependent; $400 for any elderly family, or person with a disability; and medical deductions for families headed by an elderly person.
The formula used to determine the TTP is the highest of the follow: 30% of monthly income adjusted; 10% of monthly income; welfare rent, if applicable; or a $25 minimum rent or higher amount set by an HA. Throughout the Rental Assistance process, the HA is responsible for the calculation, implementation, and oversight of subsidies.