Passionate about helping people achieve stability and happiness
Welcome to a website passionate about helping people achieve the stability and happiness they deserve. Here at American Help Resources, we’re committed to finding the most detailed information and advice for pursuing the right government subsidy given your situation. We know it can be overwhelming and frustrating to find and register for the benefits. Our site makes it easy, and leaves you more confident about the whole process by the end.
Supplemental Nutrition Assistance Program (SNAP)
SNAP Benefits, also known as Food Stamps, are a government food subsidy program created to ensure no individual or family starves in this country. Registration happens by county, but the national program is generally the same throughout the US. SNAP Benefits are determined by your disposable income level and household number. Once registered, SNAP Benefits come faster than almost every other benefit due to their indisputable importance. If you’re thinking about registering today, you could receive them as soon as three days after application completion. Check out our how-to section for successfully applying to receive SNAP.
Housing Choice Voucher Program (Section 8)
Section 8 refers to the subsidized housing program available in our country. Section 8 housing is more localized than SNAP Benefits, and applicants will find great variety depending the city they apply in. Some cities are very generous with Section 8, others not so much. Section 8 housing is almost always closed, as the demand is far too high to meet the supply. When registration does open, it’s important to jump on the waiting list before it closes again. Be prepared to wait three to five years for receiving Section 8. The subsidy given is determined by income, assets, and the proportion of income paid to rent every month. Individuals who are paying more then 60% of their income to rent can be considered for the program. Section 8 is a difficult subsidy to achieve, but with our site, we can help you navigate the obstacles.
Low Income Home Energy Assistance Program (LIHEAP)
LIHEAP is a grant that offers assistance in the form of a cash grant, sent directly to the utility company, or a crisis grant for households in immediate danger of being without heat. The program assists eligible low-income households with their heating and cooling energy costs, and, if the state chooses, to weatherize homes. LIHEAP was created to ensure no Americans freeze to death because of their income status. In order to qualify, applicants must have incredibly low incomes before taxes, usually around $17,000 a year per person. If an individual is already registered with SNAP, TANF, or Section 8 Housing, they may be automatically considered for LIHEAP and not have to go through the application process.
Weatherization Assistance Program (WAP)
WAP enables low-income families to reduce their energy bills by making their homes more energy efficient. Funds are used to improve the energy performance of dwellings families in need, using the most advanced technologies and testing procedures available in the housing industry. The US Department of Energy is tasked with supplying the funds for the program in the US as well as in US territories. If you’re already someone who receives aid to your family with dependent children, you are automatically registered for this program. Like most benefits, one of the primary qualifications is income level. But, what’s unique about WAP is it varies greatly depending on where you live, with individuals in intense climates needing the services far more than those in moderate climates.
Children’s Health Insurance Program (CHIP)
CHIP is essentially a health insurance plan for children. Formerly referred to as children’s Medicaid, CHIP ensures no child is left without health insurance or the ability to visit the doctor. Household income levels do not have to be dire to register for CHIP, and each American city makes the process relatively easy. If income levels are moderate, it may be required to pay a premium for the coverage. But, if your income is deemed dire, CHIP can be obtained for free and applied to the designated child almost instantly. Having no health insurance is nothing to mess around with – check out our site for how to easily apply today.
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD). Medicare is a massively encompassing US benefit, and as such, can get confusing for people. There are four types of US Medicare: Hospital Insurance, Medical Insurance, Medicare Advantage Plus, and Prescription Drug Coverage. Medicare is fairly easy to obtain if you satisfy the requirements, and premiums differ based on assets and income.
Medicaid is the biggest, most costly United States benefit program today. Medicaid is a social health care program for families and individuals with low income and limited resources. The Health Insurance Association of America describes Medicaid as a “government insurance program for persons of all ages whose income and resources are insufficient to pay for health care.” A joint federal and state program, requirements and application processes for Medicaid vary greatly from city to city. Additionally, each state has its own Medicaid eligibility standards, so it’s important to do your research before applying for this benefit. Good news is, our site breaks it down and makes it easy to ensure you’re covered for health insurance.
Temporary Assistance for Needy Families (TANF)
TANF is a program that provides cash assistance and supportive services to assist families with children under age 18, helping them achieve economic self-sufficiency. In order for a family to be eligible for TANF benefits, the children registered must be under 18 years of age. A TANF applicant or recipient must apply for and accept other benefits (Unemployment Compensation, Workman’s Compensation, Supplemental Security Insurance (SSI), Child Support, etc.) to be eligible. In order for a child to be considered “deprived” and qualify for TANF, they must suffer from a continued absence of at least one parent, physical/mental incapacity of at least one parent, and/or the death of one parent. Lastly, the children must attend school and have a satisfactory attendance.
Lifeline Program for Low-Income Consumers
Life Line – Established in 1985 to ensure that qualifying low-income consumers could afford phone service and the opportunities and security it provides, Life Line makes communication services more affordable for low-income individuals. This government assistance program offers a monthly discount to qualified low-income customers. If you qualify for the Life Line discount, you can save at least $9.25 per month on your Verizon Wireless monthly bill. Like other benefits application processes, applicants must prove their low-income level to be eligible. Life Line benefits varies from state to state. As always, consult our website for streamlining the application process.