Applying for disability.

Applying for disability can be one of the more tricky benefits assessment processes in America. Though it’s sad to think about, many people try to cheat the disability system and apply for financial breaks when they either have no physical disability at all, or have minor physical alterations that do not affect their day-to-day routines. These kinds of loopholes have made disability assessment a little more rigorous and lengthy in America today, but rest assured, if you are indeed someone with a significant physical disability preventing you from holding any job, you will be met with a disabled benefit that allows you to sustain a comfortable standard of living.

The Social Security and Supplemental Security Income Disability programs are the largest of several Federal programs that provide assistance to people with disabilities. Although these two programs do differ greatly, the Social Security Administration administers both and only individuals who have a disability and meet medical criteria may quality for benefits under both programs.

The Social Security Disability Insurance pays benefits to applicants and a certain number of family members if the applicant is “insured,” meaning that they worked long enough and paid Social Security taxes. The Supplemental Security Income pays benefits based on financial needs.

When applicants apply for either program, the Administration collects medical and other information from the applicant to make an informed decision on whether or not they are truly disabled (they have their own Social Security definition of disability).

If applicants wish to be more certain about their disabled status, they can use the Benefits Eligibility Screening Tool to find out which programs may be right for them: Here.

Lastly, if applicant’s applications are denied, the Internet Appeal is a starting point to request a review of the Adminstration’s decision about eligibility for disability benefits: Here.