American Help Resources

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INCOME LEVEL –

Section 8 Housing – Medical Health Insurance – Other Benefits

Income Level Graph
Income Level Graph

Does my income level pass? This is one of the most common questions we hear. It could reference Section 8 housing, Medical Health Insurance or any other government program.  We wish that an income chart would simply answer that question.  Unfortunately it’s a little more complicated, but it doesn’t mean it’s not fairly easy to find out.

 

To be accepted for financial assistance in one or more programs there are a few main variables-

What state do you live in?
Individual or how big is your family?
How much do you make vs. your area or city?

 Sometimes multiple variables such as age, disability, and others can come into play.

SEE BELOW TO ACCESS YOUR STATE

 

 

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 Health Care/Medical Health Insurance and HOUSING

For You and Your Family

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Housing and Health care/Medical Health Insurance –

We believe here at American Help Resources that safe, sanitary housing, and food are the minimum starting points for individuals or families to have an opportunity to prosper.  With that said, and after that has been secured, a close second is our right to proper health care and medical health insurance.  There are many health care plans available to fit your families needs.  This could be an affordable health insurance or possibly Medicare and Medicaid.  No reason to put it off another day.  It’s time for you and your family to start receiving coverage.

FOR OUR HOUSING MAP- Click Here to Find and Contact Your Local Public Housing Authority

We have a list of most governement programs offered by each state (Non Housing.)  Click your state on the map below and then choose your interested program for more information.

Click a state to get started

American Help ResourcesAmerican Help Resources USA Map
US Map

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Office of Public and Indian Housing (PIH)

Customer Service

Public and Indian Housing (PIH)

The Office of Public and Indian Housing (PIH) ensures safe, decent, and affordable housing, creates opportunities for residents’ self-sufficiency and economic independence, and assures the fiscal integrity of all program participants.

What is the PIH Customer Service Center?

The PIH Customer Service Center was created to serve as a central source of information for all programs operated by the Office of Public and Indian Housing.

The PIH Customer Service Center is designed to provide information to the general public, Public Housing Agencies, Public and Indian Housing residents, members of resident associations, recipients of Housing Choice Voucher assistance, housing professionals, members of local Boards of Commissioners, landlords and HUD staff on various aspects of Public, Indian and Assisted Housing Programs.

9:00 a.m. to 5:00 p.m. EST
Monday – Friday, except for Federal Holidays

Contact Information
(800) 955-2232 (Toll-Free)

Required Information When Contacting Customer Service:

Name
Email Address
Phone Number
Organization Name
Clear Description of Question or Issue

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Avoiding Foreclosure

Loan Modification

Making Homes Affordable

 

The Making Home Affordable © (MHA) Program is a broad strategy to help homeowners avoid foreclosure, stabilize the country’s housing market, and improve the nation’s economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today’s low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today’s homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more.

Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program.

Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home.

Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage.

Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home.

More Information

Home Affordable Modification Program (HAMP)

Principal Reduction Alternative (PRA)

Second Lien Modification Program (2MP)

Home Affordable Refinance Program (HARP)

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Homelessness Assistance?

Homelessness Assistance

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HUD serves over 1 million people through emergency, transitional, and permanent housing programs each year. The total number of peoples who experience homelessness could be twice as high. There are four federally defined categories under which individuals and families might qualify as homeless:

  • Literally homeless;
  • Imminent risk of homelessness;
  • Homeless under other Federal statutes; and
  • Fleeing/attempting to flee domestic violence.

HUD’s Office of Special Needs Assistance Programs (SNAPS) supports the nationwide commitment to ending homelessness by providing funding opportunities to nonprofit organizations and State and local governments to quickly rehouse homeless individuals and families. Through these opportunities, SNAPS advocates self-sufficiency and promotes the effective utilization of mainstream resources available to individuals and families experiencing homelessness.

Visit the HUD Exchange Homelessness Assistance page for more information.

For Homelessness Assistance FIND & CONTACT SOMEONE IN YOUR LOCAL AREA